What is Student Travel Insurance?

Student Travel Insurance is designed keeping in mind the student going abroad to pursue higher studies as well as the University insurance requirements for such courses. Cover includes Study Interruption, Sponsor Protection, Compassionate Visit (2-way) apart from Accident & Sickness Reimbursement and Personal Accident. More comprehensive cover including Maternity Benefits for Pregnancy Termination, Cover for Mental and Nervous Disorders, Cancer Screening and Mammography. Unique Global Security Service by Red24 providing advice on personal risks across all plans. Relocation Support Program for the 365-day (including Americas) plan option.

Who can avail?

Any individual, between sixteen (16) and thirty-five (35) years of age, enroll and attending a full-time registered educational institution of higher learning, outside India. The insured person can only be covered under one such policy for the period.

What is covered under Student Travel Insurance?

Study Interruption

This Policy will reimburse tuition fee paid in advance for the current semester if your studies are interrupted due to medical or compassionate reasons

Sponsor Protection

In case of death or permanent disablement of your sponsor, This Policy will reimburse your remaining school fees up to a specified maximum limit.

Accident Medical Expenses

On accidental injury, This Policy will reimburse your actual hospitalization cost or outpatient treatment incurred overseas, up to a specified maximum limit.

Personal Accident

Student Guard gives you worldwide coverage against Accidental Death and Dismemberment while you're abroad anywhere in the world.

Compassionate Visit (2-Way)

If you are hospitalized for more than seven consecutive days, This Policy will cover the cost of the round trip economy class air ticket and accommodation expenses so an immediate family member can be with you.

Visit by student

In case of death or hospitalization of parent (s) / spouse / child (ren), you need to visit for a duration more than seven consecutive days, This Policy will cover the cost of the round trip economy class air ticket.

Maternity Benefits for Termination of Pregnancy

Medical expenses related to termination of pregnancy are covered subject to maximum limits provided in the schedule of benefits, subject to a waiting period of ten months, from the effective date of policy.

Mental & Nervous Disorders

Medical expenses related to treatment for mental and nervous disorders on recommendation of a physician, including alcoholism and drug dependency are covered in the schedule of benefits.

Cancer Screening and Mammography

Medical expenses related to cancer screening and Mammography examination on recommendation from a physician are covered subject to the maximum limits provided as per the schedule of benefits.

Red 24 Service

Red 24 is a unique global security service providing advice to help individuals avoid and manage personal risks for themselves and their families. They are more of an advanced information bureau, who pro actively advice customers about potential risks in and around the country.

Sickness Dental Relief

The policy pays for immediate Dental Treatment occurring due to sudden acute pain during the course of an overseas Insured Journey. Dental benefits will be provided for Medically Necessary filling of the tooth or surgical treatment, services, or supplies

FAQ’s

What is student travel insurance?

It is a travel insurance policy designed specifically for students studying at a foreign university for academic courses.

It totally depends upon the university you enroll in as some might make it compulsory & some may not. Even though it’s not mandatory it’s wise to obtain insurance as a precautionary measure.

Anyone who is who intends to travel abroad and pursue academic studies.

Student travel insurance protects you from financial risks that may occur due to numerous unfortunate events or emergencies while you are studying abroad.

Generally, it is between sixteen (16) and thirty-five (35) years of age.

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