Business, Sightseeing, shopping are the things we usually plan for when we travel. What about unforeseen emergencies like lost baggage (and passports), flight delays, personal accidents, even a hospital stay in a strange unknown place where we are traveling? Very few people plan for real risks like these. Travel Insurance is meant for exactly this – to take care of any unforeseen emergencies during your travel abroad or in India.
Any resident Indian between the age of 6 months and 70 years can take this insurance for travel abroad on business or leisure. This is available as - Including America policy (for North & South America including Canada) and Excluding Americas (for the rest of the world).
Travel Insurance takes care of your medical expenses due to accident and sickness while traveling so that you can concentrate on better things like enjoying the holiday.
Compensation for reasonable expenses incurred for purchase of emergency personal effects due to delay in arrival of checked in baggage, whilst overseas
Compensation for the loss of checked in baggage
Compensation for expenses incurred in obtaining a duplicate or new passport.
Compensation for damages to be paid to a third party, resulting from death, bodily injury or damage to property; caused involuntarily by the insured.
In an unfortunate event of your common carrier in which you are traveling; being hijacked, these products will pay a distress allowance to you.
Travel Insurance pays a Daily benefit for each day you are an inpatient in a hospital due to injury or sickness.
Reimbursement of additional expenses occurred due to trip delay (only if the trip has been delayed for more than 12 hours).
Travel Insurance Policy allows you to extend your policy up to a period of 7 days from the policy expiry date.
Travel Guard gives you worldwide coverage against Accidental Death and Dismemberment while you're abroad anywhere in the world
The policy pays for immediate Dental Treatment occurring due to sudden acute pain during the course of an overseas Insured Journey. Dental benefits will be provided for Medically Necessary filling of the tooth or surgical treatment, services, or supplies
It is mandatory to buy travel insurance in order to obtain a visa for some countries. Even where it is not, it’s wise to obtain a travel insurance policy to financially protect you from expenses of unfortunate events or emergencies.
Yes, travel insurance policies can be extended while you are traveling abroad and staying longer than your anticipated travel. However, the insurer may seek a medical report at the time of requisitioning the extension.
Mostly, there will be. Normally pricing of the policy goes by the “trip band” which suggests the duration of the travel.
Medical tests are required for certain age groups and sum insured, depending upon the plan and an insurance company. They have to be done within 30 days(15 days in some companies) before the travel start date.
